Working with a moving company that understands these needs can make the experience less stressful. As one of the best companies for interstate moves, especially for seniors, Bekins is here to support you. Below is your guide for moving after retirement. It covers the fundamentals to help you transition safely and prepare for the next phase of life.
Find the Right State for Retirement: 5 Factors
Relocating for retirement is more than finding a new home—it’s about choosing a state that fits your lifestyle, health and financial needs. Many retirees move for warmer climates, lower taxes and a more relaxed way of life. But, not all retirement destinations are created equal.
Key Factors to Consider When Choosing a State for Retirement
- State Tax Benefits: Some states are more tax-friendly for retirees than others. States like Florida, Texas, Nevada and Tennessee do not tax Social Security or retirement income like pensions, making them attractive for those on a fixed income. On the other hand, states like California and New York have higher taxes on retirement income and real estate, which can erode your savings over time.
- Cost of Living Differences: A lower cost of living can stretch your retirement savings. Housing, utilities, groceries and healthcare costs vary widely across states. Many retirees move from expensive urban areas to more affordable states such as North Dakota, Arizona or Arkansas.
- Climate Considerations: Many seniors prefer warmer climates to avoid harsh winters, but extreme heat and humidity in states like Arizona or Florida can be a concern for those with respiratory or heart conditions. Consider year-round weather before making your decision.
- Healthcare Access & Quality: Moving to a state with top-ranked hospitals and senior care facilities ensures you’ll receive quality medical treatment as you age. States like Minnesota, Massachusetts and Colorado consistently rank high for healthcare access and affordability for retirees.
- Proximity to Family & Social Opportunities: Being near family and friends can make retirement more fulfilling. Before relocating, consider how easy it will be for loved ones to visit and whether you’ll have opportunities for social engagement in your new community.
To choose the best spot for your new home, consider spending time in your chosen state during different seasons to ensure it aligns with your long-term comfort and lifestyle needs.
Choose a Senior-Friendly Moving Company
Selecting the right moving company is one of the most important steps in planning a retirement move. A company that specializes in long-distance senior relocations can provide services tailored to your needs, including full-service packing, storage options and assistance with settling into your new home.
Look for a company that:
- Has experience with long-distance senior relocations and understands the unique challenges involved.
- Offers full-service packing and unpacking to reduce the physical strain of moving.
- Provides a single point of contact throughout the move for better coordination.
- Has storage options in case there’s a gap between leaving your old home and moving into your new one.
- Can accommodate special items, such as antiques or transporting medical equipment.
- Demonstrates proper Licensing & Insurance with a valid USDOT number.
It’s important to verify that the company is properly licensed and insured. Interstate movers are required to be registered with the Federal Motor Carrier Safety Administration (FMSCA), which allows you to check their safety record and complaint history. If your moving company doesn’t have a registered USDOT number, they are not licensed.
Downsizing for a Long-Distance Move
Many retirees move to smaller homes, which means downsizing is a key part of the moving process. Deciding what to take can be overwhelming, especially if you’ve lived in your current home for many years.
Start early and give yourself plenty of time to sort through your belongings. Focus on what will fit in your new home and what items are most important to you. If you have furniture or heirlooms that won’t make the move, consider gifting them to family members, donating them or selling them through an estate sale.
For items with sentimental value that you can’t take with you, creating a photo album or digital archive can be a meaningful way to preserve memories without taking up space.
Preparing for Moving Day
The logistics of interstate and long-distance moves require extra planning. Seniors should take steps to make the process as smooth as possible.
- Schedule your move for a time of year when travel conditions are favorable.
- Arrange for a travel plan that ensures comfort and safety, whether that means driving with a companion or flying to your new home.
- Pack an essentials bag to keep medications, personal hygiene items, important documents, change of clothes and phone chargers easily accessible.
- Have a plan for managing utilities, mail forwarding and other transition details so nothing gets overlooked.
- Arrange for family, friends or a professional unpacking service to assist with setting up essentials.
Settling In and Building a New Social Life
Adjusting to a new home and community can take time. Make it easier by setting up your new space in a familiar and comfortable way. Unpack essential items first, including favorite furniture, photos and personal items.
Once you’re settled, get to know your new surroundings. One of the biggest concerns for seniors moving to a new state is rebuilding a social network and discovering ways to enjoy retirement.
Ways to Get Involved in Your New Community
- Join a Senior Center or 55+ Club: Many communities have retiree-focused programs for social engagement and activities.
- Take Classes or Join Local Groups: Staying active keeps you engaged, whether it’s gardening, yoga or lifelong learning programs.
- Explore Faith-Based or Volunteer Opportunities: Getting involved with local charities, churches or civic organizations is a great way to meet new people.
- Use Apps or Websites for Senior Meetups: Platforms like Meetup or Nextdoor can help you connect with neighbors and social groups.
Give yourself time to adjust—building a new social circle takes effort, but exploring new experiences will help you transition into your new life.
Bekins: Making Your Interstate Move Easier
Moving into retirement doesn’t have to be stressful. With careful planning, the right moving company and a focus on what matters most, the transition to a new home can be an exciting and positive experience. If you’re planning a move for retirement, working with professionals who understand senior relocations can help ensure everything goes smoothly.
Contact a local Bekins agent for assistance with an interstate senior move. Our team provides full-service moving solutions to make the transition and retirement more enjoyable.